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How much is renters insurance in Houston?

My best friend and I are planning to move to Houston in a couple of months and we’re debating whether renters insurance is something we’ll need. I say if it’s too expensive then we shouldn’t bother. Around how much does renters insurance cost in Houston?

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Chloe Jenkins · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Moving can be an exciting experience, but there are always important decisions to be made. Renters insurance is a good idea for any tenant, but is not required by law.
Renters insurance in Houston costs an average of *$150 a year**, which comes down to about $12 a month. This price is slightly below the national average ($159 a year).
Like all insurance, renters insurance protects you in a what-if situation. It’s never guaranteed that you will use your insurance, but in the event of a theft or a fire, you wouldn’t want to be left with the burden of replacing your belongings out of pocket.
If money is the only reason you’re considering not getting renters insurance, check out the
Jerry
app to save hundreds on your
car insurance
premium, then use those savings to help pay for your renters insurance!
Jerry can also help you bundle your auto and renters insurance for a great discount on both!
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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