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How much is renters insurance for an apartment in Florida?

I live in Seattle and I daydream about moving to sunny Florida. If I can afford it, I just might do it! How much is renters insurance for an apartment in Florida?

avatar
Bonnie Stinson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Do it! The average renter pays $16 per month for renters insurance in Florida.
In Seattle, the average renters insurance premium is $14 per month. Moving to Florida would only increase your renters insurance by two dollars! Even better, the cost of living in Miami is currently about 20% lower than in Seattle. Can you tell we’re rooting for you?
Of course, the average renter is not a real person—it’s a conglomeration of all renters in Florida. Your monthly price will probably fall above or below $16.
Here are some things you should avoid, as they tend to inflate your monthly premium:
  • Renting in a zip code with high
    theft
    rates
  • Renting in a flood zone
  • Renting in an older building
  • Selecting a very low
    deductible
At the end of the day, your Florida renters insurance will probably be cheaper than your Washington renters insurance. We won’t even try to quantify the improvement to your state of mind when you leave behind the rainy Emerald City for a sunny Floridian beach!
When you’re ready to take the next step, it’s smart to shop around with multiple providers to compare rates. After all, there’s no guarantee that your current insurance company will offer you the best rate if you move out of state.
If you are looking for a
renters insurance
policy—or if you want company while daydreaming about palm trees—go to
Jerry
. Our agents can answer questions about the insurance process, and the free app can help you quickly compare rates and sign up for an affordable policy. It only takes a few seconds.
Hope this is helpful!
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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