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How much is my car worth for a title loan?

How can I calculate how much my car is worth when I’m taking out a title loan? I drive a 2015 Ford Fusion. I’d like to get a title loan, but I don’t know how much to ask for.

avatar
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
The amount of money you can get on a car title loan will depend on the value of your car. 2015 Ford Fusions are often valued around $10,000 to $15,000, but the exact price will depend on factors like condition, style, and color.
Most title loans will allow you to borrow up to 25-50% of your car’s value, so try to be realistic in how much you request from your lender. Keep in mind that the more you borrow, the more you’ll pay in interest. Car title loans are notorious for their high APRs, which are sometimes as high as 100-200%. When it comes to title loans, it’s always better to borrow less.
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