How much is it to insure a car?

I’m thinking of buying my first car. My Dad always talks about how insurance is the real major cost of car ownership so I’m curious—how much will I have to pay?

The truth is that your car insurance rates will depend on a variety of factors, potentially including your:
  • Age
  • Gender
  • Experience
  • Credit score
  • Driving history
  • Car
Overall, research has shown that the national average cost of car insurance is approximately $1,592 per year. That’s an average rate of approximately $133 a month.
Let’s make your dad proud and get ahead of the game! As you start shopping for an insurance policy, keep an eye out for the following discount opportunities if applicable:
  • Defensive driving discount
  • Telematics discount
  • Good Student discount
  • Online quote discount
  • Paperless policy and billing discount
  • Automatic payment discount
If you’re looking to find the best car insurance rates, try using Jerry. Review competitive quotes from up to 50 top insurance companies and Jerry will help take care of the rest—from securing your new policy to helping you cancel an old one.
Will Baldwin
Answered on Nov 03, 2021

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