Services
PriceProtect™
DriveShield™
GarageGuard™
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Home Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Recent Studies
Comprehensive Data Reports
Reviews
About
FAQ
MenuIcon
BACK

How much is it to insure a car?

I’m thinking of buying my first car. My Dad always talks about how insurance is the real major cost of car ownership so I’m curious—how much will I have to pay?

avatar
Will Baldwin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
The truth is that your
car insurance
 rates will depend on a variety of factors, potentially including your:
  • Age
  • Gender
  • Experience
  • Credit score
  • Driving history
  • Car
Overall, research has shown that the national average cost of car insurance is approximately $1,592 per year. That’s an average rate of approximately $133 a month.
Let’s make your dad proud and get ahead of the game! As you start shopping for an insurance policy, keep an eye out for the following discount opportunities if applicable:
  • Defensive driving discount
  • Telematics discount
  • Good Student discount
  • Online quote discount
  • Paperless policy and billing discount
  • Automatic payment discount
If you’re looking to find the best car insurance rates, try using
Jerry
. Review competitive quotes from up to 50 top insurance companies and Jerry will help take care of the rest—from securing your new policy to helping you cancel an old one.
MORE:
Average car insurance cost in 2021
Car InsuranceOnline Insurance ShoppingCheap Auto InsuranceCar Insurance Rates
View full answer 
Jerry user testimonial avatar
rating primary
“My experience with Jerry has been absolutely incredible. It took my car insurance from about $400/month to about $80. The entire experience is seamless.” - Gregory R.
Lower my car insurance too
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Find insurance savings

You Might Also Be Interested

card cover

How Often Do You Pay for Car Insurance?

You can pay for car insurance in monthly, semi-annual, or annual installments, and each comes with its own benefits and drawbacks.
avatar
Maria Cruz
card cover

Getting Car Insurance as a First-Time Buyer

Before you purchase a car insurance policy, you’ll need to know what type of coverage you need and shop for quotes from various providers.
avatar
Kianna Walpole
card cover

Average Cost of Car Insurance (April 2024)

The average cost of car insurance rose over 25% from 2021 to 2023, for a current average of $2,264 per year.
avatar
R.E. Fulton

Read Advice From Car Experts At Jerry

card cover

The Most Common 2015 Infiniti QX60 Problems

From shuddering transmission to exploding sunroofs, here are the most common problems in the 2015 Infiniti QX60.
avatar
Shannon Fitzgerald
card cover

How To Reset the Anti-Theft System On a Ford Mustang

Reset the anti-theft system in your Ford Mustang by letting your vehicle recognize your programmed and coded transmitter key.
avatar
Abbey Orzech
card cover

How To Reset the Anti-Theft System On a Chevy Silverado

To reset your Chevy Silverado’s anti-theft system, you’ll need to put your car into accessory mode and leave the key in for 10 minutes. Here’s how.
avatar
Natalie Todoroff

What Others Are Asking

Does the 2012 Hyundai Elantra have Bluetooth?
I got into my friend’s car the other day and he said he’d never tried to connect to Bluetooth. I figured pretty much all cars made after 2010 had Bluetooth. Does the 2012 Hyundai Elantra have Bluetooth?
avatar
Bonnie Stinson
Where can I find the OBD port on a 1994 Ford Ranger?
I’m repairing my neighbor’s old truck. I need to determine if the engine is producing any error codes, but I can’t find the port to plug my OBD scanner in! Do you know where the OBD port on a 1994 Ford Ranger is?
avatar
Amber Reed
What are the best snow tires for a Nissan Sentra?
We just bought our daughter a used Nissan Sentra, but we want to make sure it’s all set for the upcoming winter weather before she starts driving it. What are the best snow tires for a Sentra?
avatar
Jason Tushinski
Browse All Questions

Browse More Content

Car Repair Resources

Insurance for Your Car

Insurance in Your State

    Insurance In Your City

    Easiest way to compare and buy car insurance

    √
    No long forms
    √
    No spam or unwanted phone calls
    √
    Quotes from top insurance companies
    Find insurance savings
    Car Insurance by Make
    Audi
    BMW
    Dodge
    Ford
    GMC
    Honda
    Hyundai
    Jeep
    Kia
    Lexus
    Mercedes-Benz
    Mitsubishi
    Subaru
    Tesla
    Toyota
    View all
    Car Insurance by Model
    Chevrolet Silverado
    Chevrolet Malibu
    Ford Escape
    GMC Sierra
    Honda Accord
    Honda Civic
    Hyundai Tucson
    Jeep Cherokee
    Jeep Wrangler
    Kia Forte
    Mazda 3
    Nissan Altima
    Subaru Outback
    Subaru Crosstrek
    Toyota Camry
    Toyota Corolla
    Toyota Tacoma
    Toyota Highlander
    Toyota Rav4
    Volkswagen Jetta
    View all
    Car Insurance by State
    AL
    AZ
    AR
    CA
    CO
    CT
    DE
    FL
    GA
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NH
    NJ
    NM
    NY
    NC
    ND
    OH
    OK
    OR
    PA
    RI
    SC
    SD
    TN
    TX
    UT
    VT
    VA
    WA
    WV
    WI
    WY
    Car Insurance by City
    Austin, TX
    Boston, MA
    Charlotte, NC
    Chicago, IL
    Columbus, OH
    Dallas, TX
    Denver, CO
    Houston, TX
    Indianapolis, IN
    Jacksonville, FL
    Las Vegas, NV
    Los Angeles, CA
    Nashville, TN
    New York, NY
    Philadelphia, PA
    Phoenix, AZ
    Portland, OR
    San Antonio, TX
    San Francisco, CA
    Seattle, WA
    View all
    Car Loan by Make
    Audi
    BMW
    Chevrolet
    Ford
    GMC
    Honda
    Hyundai
    Kia
    Lexus
    Nissan
    Mercedes-Benz
    Subaru
    Tesla
    Toyota
    View all
    Car Insurance by Company
    AAA
    Allstate
    Aspire Advantage
    Assurance America
    Bristol West
    Commonwealth
    Dairyland
    Encompass
    Infinity
    Kemper
    Mapfre
    Mercury
    National General
    Nationwide
    Plymouth Rock
    Progressive
    Safeco
    State Auto
    Travelers
    Car Loan by State
    AL
    AZ
    AR
    CA
    CO
    CT
    DE
    FL
    GA
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NH
    NJ
    NM
    NY
    NC
    ND
    OH
    OK
    OR
    PA
    RI
    SC
    SD
    TN
    TX
    UT
    VT
    VA
    WA
    WV
    WI
    WY
    Car Repair by Service
    AC Compressor Replacement Cost
    Battery Replacement Cost
    Fuel Injector Replacement Cost
    Fuel Pump Replacement Cost
    Ignition Coil Replacement Cost
    Oil Change Cost
    Oil Pan Replacement Cost
    Power Steering Fluid Service Cost
    Rotate Tires Cost
    Spark Plugs Replacement Cost
    Timing Belt Replacement Cost
    Valve Cover Gasket Replacement Cost
    Water Pump Replacement Cost
    Wheel Bearings Replacement Cost
    View all