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How much is it to add someone to my car insurance?
I’m married and my in-laws are moving in with us. We want to add them to our policy, so they can use our car when they want. How much would this be?
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“That’s a big change–I hope it goes well! Anyone who lives in your home and has access to your vehicle must be a driver on your policy, so it’s good you’re planning to add your in-laws to your car insurance.
The cost to add additional drivers to your
car insurance
varies. Many factors go into car insurance rates, including:- Age
- Driving record
- Claims history
- Location
In some cases, if your in-laws have
clean driving records
, but you don’t, adding them to your policy could decrease your rate. The same applies if they don’t have a clean record, but you do; adding them may increase your rate. Since you’d like to know exactly how much it’ll cost to add them, reach out to your car insurance company. They can give you a quote on the cost to add your in-laws.
Additionally, anytime you want to make changes to your car insurance, it’s a great time to get quotes and shop around. You could find a more affordable rate with another company, even with your in-laws on your policy.
An easy way to compare insurance companies is with the
Jerry
app. Jerry gathers personalized quotes from dozens of top providers and delivers the best deals right to your phone in seconds!”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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