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How much is home insurance in San Francisco?

While on vacation, I met up with some of my friends who live in San Francisco. They kept complaining about how expensive everything is, especially their home insurance. How much is a typical home insurance policy in San Francisco?

avatar
Jack Walsh · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I hope you’re enjoying your vacation! Things in San Francisco definitely cost more compared to the rest of the US, and
home insurance
is typically about $1000 to $2000 a year in San Francisco or about $80 to $120 a month.
The higher cost of home insurance is directly related to the high cost of living and home prices in San Francisco. That said, the actual cost of home insurance can vary depending on:
  • Location
  • Size
  • Amount of coverage
  • Replacement cost
  • Credit history
  • Claim history
  • Marital status
  • Age of the house
  • Deductible
If you want to help your friends save some money and ensure they’re not overpaying for coverage, you should recommend
Jerry
. After providing you with a comprehensive cross-analysis of the best policies across providers, Jerry will handle the phone calls, paperwork, and renewals for your top pick so that you don’t have to. They even help cancel your old policy.
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WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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