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How much is home insurance in MA?

I’m relocating from New York to Massachusetts. I will be buying a home since I plan on staying there permanently. I have a few months to house hunt, but I need to figure out what I can afford. How much will home insurance cost in MA?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
It’s good you’re thinking ahead—planning is a key part of a successful move. On average, you can expect to spend $100-$125 a month on home insurance—about $1,400 a year—in
Massachusetts
.
That said, home insurance rates can widely vary based on several factors, including:
  • Location of the home
  • Age of the home
  • Your age
  • Claims history
  • Credit history
  • Type of coverage
  • Amount of coverage
  • Insurance company you have chosen
Since you’re looking to determine how much you can afford, the best thing you can do is shop around. Insurance companies all offer different rates and coverages. By shopping around with multiple companies, you can ensure you’re getting the best home insurance coverage at the lowest rate.
If you’d rather leave the hard work of gathering quotes to someone else, use Jerry. The Jerry app collects dozens of quotes from top insurance companies in seconds. Plus, Jerry’s experienced and friendly team of agents are here to answer any of your questions and provide advice on the best coverage options for you.
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