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How much is home appliance insurance?

I recently bought a really expensive washer/dryer set. I want to protect my investment. How much is home appliance insurance?

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Bonnie Stinson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Smart idea! Home appliance insurance typically costs between $35 and $75 per month, not including the service fee you must pay each time you utilize the service.
A typical homeowners policy will cover damage from malfunctioning appliances if the cause was a
covered peril
. But the policy will not normally cover wear and tear and other repairs to the appliances themselves.
Home appliance insurance can help you insure specific appliances, including HVAC, electrical, and plumbing systems.
In this plan, your monthly fee acts as a sort of deductible. If you pay a lower monthly rate, your service call fee will be higher. If you pay more per month, you’ll pay less for a service call. Note that coverage may be capped to less than the full price.
Remember to register your appliances for their manufacturer warranties, too!
If you have any questions about
homeowners insurance
or insurance in general, reach out to
Jerry
. Our friendly agents are real humans and we can talk via text or phone.
The Jerry app can help you compare rates on policies. It just takes a few seconds—no bad hold music, we promise.
Enjoy your new washer/dryer!
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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