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How much is fire insurance for the home?
I am about to purchase my first home and want to make sure it’s protected! I think fire insurance is a must. How much is fire insurance for a home?
Nick Kunze · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congrats on becoming a homeowner—that’s a huge accomplishment. Fire insurance is included in most
homeowners insurance
policies, meaning there won’t be an additional fee.Homeowners insurance covers you for whatever perils are named on the lease.
Named perils
are sudden, unexpected events that cause damage or losses to your home, property, and possessions. Fire is one of the most common named perils and will show up on almost any homeowners insurance policy. That means the price of your fire insurance will just be the price of your homeowners insurance.
The average cost of homeowners insurance in the United States is $1,387 per year or $115 per month.
When it’s time to find your homeowners policy, you should let
Jerry
help. Jerry is a licensed brokerage app designed to save you money on your insurance. A quick, free sign-up will give you access to a long list of competitive insurance quotes to choose from. Once you’ve found the right policy, Jerry does the rest!View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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