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How much is car insurance for a 19-year-old?

I’m 19 years old and have been shopping around to buy my first car. My dad has been helping me through the process and reminded me I will still have to pay for insurance on top of the monthly car payment. How much is insurance for a 19 year old?

avatar
Jack Walsh · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Predicting the price of car insurance without generating personalized quotes can be difficult. Looking at
average car insurance cost
can give you a general idea, but insurance companies look at many factors when generating rates.
The best way to budget responsibly is to use
Jerry
, the number one rated car insurance app in the Apple store. Jerry compares personalized quotes from up to 50 top car insurance companies, like Nationwide and Allstate. The average Jerry driver saves $879 a year on car insurance!
Before shopping, you should gather all the documentation insurance companies may ask for, like:
  • The address where you plan to store the vehicle (usually your home address)
  • The VIN of any car you are interested in
  • Your driver’s license number
  • Proof of prior insurance, like a
    declaration page
    if you are currently a driver under your parents’ policy
  • Additional documentation for discounts such as a
    good student discount
    or proof you completed a safe driver’s course
Don’t be too shocked by the price in the beginning. Younger drivers pay more because, statistically, they get in more accidents and pose a higher risk to insurance companies. This price will go down with time, safe driving habits, and applicable discounts.
View full answer 
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