How much is car insurance for a 16-year-old?
I just turned 16 and I want to start driving as soon as possible. How much would I pay for car insurance?
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Answered on Apr 12, 2021
The price of your car insurance will depend on where you live and whether you get your own policy or have your name added to a parent’s policy.
On average, a six-month policy for a 16-year-old alone costs over $7,000. The average cost of a parent’s policy with the addition of a 16-year-old driver is over $3,200.
If you live in a state with more affordable car insurance rates, like Wyoming or Iowa, you or your parent will pay less for coverage. But if you live in a state with pricier premiums, like Michigan or New York, you or your parent will obviously pay more.
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