How much is car insurance for a 16-year-old?

I just turned 16 and I want to start driving as soon as possible. How much would I pay for car insurance?

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Carol Chung
Answered on Apr 12, 2021
The price of your car insurance will depend on where you live and whether you get your own policy or have your name added to a parent’s policy.
On average, a six-month policy for a 16-year-old alone costs over $7,000. The average cost of a parent’s policy with the addition of a 16-year-old driver is over $3,200.
If you live in a state with more affordable car insurance rates, like Wyoming or Iowa, you or your parent will pay less for coverage. But if you live in a state with pricier premiums, like Michigan or New York, you or your parent will obviously pay more.
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