Services
Insurance
Loans
Repairs
Advice
About

How much is a ticket for not having car insurance?

How much is the fine for driving without car insurance? My friend is driving without insurance and I'm a little worried for her.

avatar
Joshua Levy · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Tickets for not having insurance can cost over $1,000 depending on the state and number of offenses. In 49 of 50 states, it is illegal to drive while uninsured and even the last state requires drivers to prove they could personally pay for an accident.
But your friend should be worried about more than a ticket. Here are a few possible consequences of
driving without insurance
:
  • Expensive fines
  • Suspended license
  • Higher future insurance rates
  • Full financial liability for an accident
  • Prison time
Of course, the extent of these consequences will depend on whether the driver is pulled over or involved in an accident, as well as the number of driving violations they’ve incurred in the past. But the point still stands: You should only drive if you have car insurance.
If your friend is worried about the cost of insurance,
minimum state-required coverage
is relatively cheap. Plus, there are plenty of ways to save! Most providers have discounts, and you can reduce your premium even further by
increasing your deductible
.
That being said, shopping around for competitive rates is the best way to save. Luckily, the
Jerry
app makes it easier than ever to find affordable car insurance rates. A licensed broker, Jerry can help you compare quotes from top insurance providers for free. If you’d like, Jerry can even help you sign up for a new policy—they’ll handle the paperwork and everything!
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings