How much is a ticket for not having car insurance?

How much is the fine for driving without car insurance? My friend is driving without insurance and I'm a little worried for her.

Tickets for not having insurance can cost over $1,000 depending on the state and number of offenses. In 49 of 50 states, it is illegal to drive while uninsured and even the last state requires drivers to prove they could personally pay for an accident.
But your friend should be worried about more than a ticket. Here are a few possible consequences of driving without insurance:
  • Expensive fines
  • Suspended license
  • Higher future insurance rates
  • Full financial liability for an accident
  • Prison time
Of course, the extent of these consequences will depend on whether the driver is pulled over or involved in an accident, as well as the number of driving violations they’ve incurred in the past. But the point still stands: You should only drive if you have car insurance.
If your friend is worried about the cost of insurance, minimum state-required coverage is relatively cheap. Plus, there are plenty of ways to save! Most providers have discounts, and you can reduce your premium even further by increasing your deductible.
That being said, shopping around for competitive rates is the best way to save. Luckily, the Jerry app makes it easier than ever to find affordable car insurance rates. A licensed broker, Jerry can help you compare quotes from top insurance providers for free. If you’d like, Jerry can even help you sign up for a new policy—they’ll handle the paperwork and everything!
Joshua Levy
Answered on Oct 26, 2021

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