PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
How much insurance coverage do I need on a Yamaha V-Star 1100?
I'm a 23-year-old motorcyclist who needs to add coverage to his bike. Do I need liability only, or should I get collision and comprehensive insurance?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Motorcycles are inherently more dangerous to drive, even if you’re a great rider. Other motorists don’t pay attention and you’re the one in harm’s way.
Plus, motorcyclists are much more likely to spend an extended period of time in the hospital, so it’s important to have enough coverage to avoid financial stress.
You might want to consider higher levels of
liability insurance
than the state minimum. Most motorcyclists opt for at least 100/300/100, which pays for damage to the other motorist in an accident. It covers:- $100,000 in bodily injury liability per person
- $300,000 in bodily injury liability per accident
- $100,000 in property damage liability per accident
You may also want to include
uninsured/underinsured motorist coverage
to protect yourself in case the other driver doesn’t have any or enough insurance. “View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
