How much does snowmobile insurance cost?

I haven't had to insure a snowmobile before. Is it similarly priced to car insurance?

Answer
“Snowmobile insurance costs much less than a car insurance policy.
Snowmobile policies are rated with the same factors that car insurance policies are. This means that companies determine your rate using factors like your:
  • Age
  • Location
  • Driving record
Whether you have liability insurance or full coverage will also change you rate because full coverage will cost more for the added protection.
While accidents are common on snowmobiles, most people aren’t using them as frequently as a vehicle, contributing to the lower cost of insurance. Additionally, insurance companies don’t rely as much on the cost of repairs or actual cash value of a snowmobile when determining rates.
Although a snowmobile does typically cost less than car insurance, you’ll still want to request quotes to find out how much a policy would cost you.
If you want to easily compare rates, try using the Jerry app. We’ll send you free quotes from multiple providers so that all you have to do is choose the policy that works best for your needs. That way you can focus on getting out in the snow, knowing that you’ve got the best coverage for the best price.”
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Emily Maracle
Answered on Sep 02, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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