How much does it cost to start car insurance?

I've never had my own car insurance policy and I need to understand the costs. How much will I pay to start car insurance?

Answer
If you’re just getting started with your policy, a down payment on a car insurance plan will usually run you anywhere from 8-33% of your total policy premium.
The best option is to pay your premium in full upfront, which may get you a paid in full discount of 5-10%. If you would like to break your payments up, you can set up a payment plan. As part of a payment plan you will need to:
  • Make a down payment
  • Set up monthly payments
  • Be prepared to pay an installment fee (typically between $3-10 per payment)
If you decide to pay monthly, these little fees can add up quickly. That’s why it’s important to choose the right car insurance for the right price—and the auto experts at Jerry are here to help!
As a licensed broker, Jerry does all the hard work of finding the cheapest quotes from the top name-brand insurance companies for you. If you decide to make a switch, Jerry will even help cancel your old policy and register for your new one.
To ensure you’re always paying the lowest rates, Jerry will send you new quotes every time your policy comes up for renewal. With Jerry, you’ll always get the coverage you want at the best price.
Carlos Kirby
Answered on Nov 04, 2021
Carlos has a BA in Media Production and Marketing from Loyola University of Chicago, as well as almost 5 years of content editing and writing experience. He has operated his own freelance creative studio over the past 5 years and aspires to be a Creative Director for an Creative Agency. He is currently located in Chicago, IL and enjoys creating digital art and taking bike rides along the lakefront during his free time!
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