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How much does it cost to insure a sports car?
I’ve always wanted to own a sports car, and I finally have saved enough to afford one. They’re expensive in general, but how bad is my insurance going to be?
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congratulations on your dream car. There are a lot of factors that go into car insurance, so let’s look at some of them. Insurance companies will look at the following when determining your insurance policy:
- Car make and model
- How it performs
- Horsepower
- How many cylinders it has
- How much you paid
- Height (of the car)
- Weight (of the car)
- VIN (vehicle identification number)
These components all help determine the car’s risk factor because they contribute to the speed of the vehicle. Often, the faster you can drive, the higher the risk because the damage will be worse if you get into an accident and how much the repairs and parts will cost.
Your
insurance companies
will also want to know your age, location, and driving history as all of these factor into how much you’ll pay for your car insurance. Some of them may even qualify you for discounts.You are going to have to decide what kind of coverage you need. Because this is your dream car, I recommend that you at least get
comprehensive coverage
that will cover your car in an accident or other unexpected occurrence. When you’re looking for car insurance for your dream sports car make sure to check out
Jerry
. Jerry pulls quotes from the top 50 companies in under a minute and delivers the best deals right to your phone. No long forms. No calling around. Just savings. The average Jerry user saves $879 a year on car insurance.View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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