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How much does it cost to insure a Honda Grom?

I’m thinking about getting a starter motorcycle, and the Honda Grom sounds like a great choice. But I want to better understand all the costs before I put down any money. What does it usually cost to insure a Honda Grom?

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Joshua Levy · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Grom’s are slower and smaller than most motorcycles, but they’re just as fun! Plus, they make a great starter bike for new riders. 
That said, insurance can cost anywhere from $100 to $1,000, depending on your age and state.
Just like with cars, motorcycle insurance depends on a range of factors, including:
  • Motorcycle model
  • Level of coverage desired
  • Driver location
  • Driver age
For state-by-state reference: 
  • North Dakota
    has the lowest requirements for motorcycle coverage, so the average motorcycle insurance cost is only $330. 
  • California
    , on the other hand, has the highest minimum motorcycle coverage law—the average cost is around $1,816 a year.
Pro tip: The easiest way to find out what your insurance will cost is to shop around to get quotes from different providers.
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