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How much does it cost to insure a Honda Civic?

What is the average cost of car insurance for a Honda Civic? I'm 23 years old and have had my license since I was 17. I never bought a car before, but recently my family surprised me with a 2018 Civic they all chipped in to buy. I know car insurance can be expensive, so I want to properly budget for this expense.

avatar
Phoebe Mah · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congratulations on getting a car! The cost to insure a Honda Civic will be somewhere around $2,472 per year. This is the average amount drivers who own a 2018 Civic pay. Your rate will vary depending on several factors.
When pricing policies, car insurance companies consider:
  • Driver’s age: Car insurance for new and
    young drivers
    will typically be 10% more expensive because these individuals lack driving experience and are deemed higher risk to insure.
  • Make, model, and year of the vehicle: The manufacture year of the car, model type, or trim can influence the cost of insurance. For example, sportier Honda models, like a two-door coupe, can cost more to insure than a sedan.
  • Geographic location: Depending on where you live, your area may be more susceptible to
    theft
    ,
    accidents
    ,
    natural disasters
    , and other claims, all of which will increase your premium.
  • Driving history
    : If you don’t have a
    clean driving record
    , the cost of insurance will increase substantially.
  • Insurance company: Sometimes smaller, local insurance companies can offer better quotes and quality of service compared to national, well-known brands.
To ensure you get the best deal, shop around and compare quotes from multiple insurers. The
Jerry
app makes it quick and easy. A licensed broker that offers end-to-end support, Jerry gathers affordable quotes in seconds, helps you switch plans, and will even cancel your old policy. The average Jerry user saves $879 a year on car insurance.
MORE: 10 ways to get cheap car insurance that’s actually good
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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