How much does it cost to insure a car in British Columbia?

I am about to move to BC for a new job and want to make sure I've got my finances figured out before I leave. How much does it cost to insure a car in British Columbia?

British Columbia has the highest insurance rates in Canada.
The base premium you can expect to pay is around $1,000, with most drivers paying closer to $1,800 a year for insurance.
Why are prices so high? There are a number of possible factors, like:
  • BC has regulations on minimum liability amounts
  • BC has generous accident benefit laws
  • There’s a lack of competition in the market
georgina grant
Answered on Nov 05, 2021

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