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How much does it cost to change your address on your car insurance?

Is it expensive to change the address of your car insurance? My friend moved and said his insurance rate went up! Is this common?

avatar
Joshua Levy · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
A rate increase can be alarming, so knowing the costs of changes in advance is helpful. While it won’t cost you anything to change your address on your
car insurance
, your new location could impact your rate. Of course, that will depend on where you’re moving.
One of the biggest factors insurance providers consider when deciding on your premium is location. Local crime rates impact the likelihood of theft and vandalism, raising your risk level as an insured party. If you move to a worse area, your monthly rate will reflect the new risk.
But it also works the other way. If you move to a safer neighborhood, your premium may actually go down. While your location is sometimes an unavoidable part of your insurance premium, you can still take steps to
maintain an affordable rate
.
To get the coverage you want at the lowest possible price, try
Jerry
. A licensed broker, the Jerry app can help you find and compare competitive quotes from top providers for free. On average, users save nearly $900 a year on car insurance with Jerry.
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