How much does it cost to add someone to car insurance?

I want to add my son onto my car insurance policy, but I'm not sure about the costs. How much would it cost to add someone onto a car insurance policy?

The cost to add someone to your car insurance policy will depend on their age and driving history. If your son is young and relatively inexperienced, you can expect your rates to increase. If you’re adding an older driver with a history of safe driving, you might even see your rates decrease!
The average costs for adding different age groups to an insurance policy are listed below:
A 30-year-old driver on their own policy pays an average of $817 for six months, adjusted to:
  • $2001 with a teen driver added
  • $924 with a driver of similar age
  • $1003 with a 50-year-old driver
A 50-year-old policyholder pays an average of $850 for six months, adjusted to:
  • $2259 for a policy with a teen driver added
  • $954 with a 30-year-old driver
  • $939 with a driver around the same age
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Carlos Kirby
Answered on Nov 04, 2021
Carlos has a BA in Media Production and Marketing from Loyola University of Chicago, as well as almost 5 years of content editing and writing experience. He has operated his own freelance creative studio over the past 5 years and aspires to be a Creative Director for an Creative Agency. He is currently located in Chicago, IL and enjoys creating digital art and taking bike rides along the lakefront during his free time!

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