“Teen drivers are always the most expensive drivers to insure. Because of their lack of experience, they’re categorized as high-risk by insurance companies.
However, adding your teen to your policy is far cheaper than making him buy his own insurance. Plus, if your son doesn’t have a car, he can’t get his own insurance for your car if his name isn’t on the registration.
That said, it will typically cost about $1,400 to $2,000 annually to add your teen to your policy. The best piece of advice is to shop for car insurance quotes online
to find the best rate. Keep in mind that you may not want your son to drive a luxury car like a Lexus GX with just liability, so you might also want to check quotes for collision and comprehensive coverage.
If the prices you’re getting are too high, consider buying a cheap used car for your teen. If it gets him to work and school and you only need liability, you might save money in the long run.”