Services
PriceProtect™
DriveShield™
GarageGuard™
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Home Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Recent Studies
Comprehensive Data Reports
Reviews
About
FAQ
MenuIcon
BACK

How much does it cost to add my daughter to my car insurance?

My daughter is 16 and just got her license. How much does it cost to add a young driver like my daughter to my car insurance policy?

avatar
Matthew Macgugan · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congrats to your daughter! Teen drivers are among the riskiest groups to add to your car insurance because they lack experience and are more likely to be in an accident and file a claim. This means that you can expect your premium to increase by about 44% after
adding your daughter
 to your policy.
This is applicable if your family shares one car. If there are two cars, this figure rises to 58%, and rises with three cars to 62%. The average annual rate for teen drivers is about $2,270.
Even teens with the safest driving histories will pay higher car insurance costs until they turn 25 and have gained more driving experience, thus lowering their risk of an accident. If you want to ensure your teen driver has full coverage insurance without breaking the bank, download the
Jerry
 app. Jerry generates personalized quotes from over 50 of the nation’s leading providers so you can get the best rate. And, it only takes minutes to get quotes!
Wishing your daughter luck behind the wheel!
MORE:
Your questions about teenage car insurance, answered
Add a DriverYoung DriversTeensCar Insurance
View full answer 
Jerry user testimonial avatar
rating primary
“My experience with Jerry has been absolutely incredible. It took my car insurance from about $400/month to about $80. The entire experience is seamless.” - Gregory R.
Lower my car insurance too
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Find insurance savings

You Might Also Be Interested

card cover

How to Add a Driver to Your Car Insurance

Adding a driver to your car insurance is simple. You can either use your carrier's online tool to add a driver virtually, or you can call your agent. Read this guide on how to add a driver to learn more.
avatar
Brady Klopfer
card cover

How to Save on Car Insurance With Kids

Having kids won’t raise your car insurance rates, but adding them to your policy as teenagers will.
avatar
R.E. Fulton
card cover

How Much Is Car Insurance for a 16-Year-Old?

On average, car insurance for a 16-year-old driver costs about $470 per month—but you can save over $2,000 a year when you add them to a family policy.
avatar
Mariza Morin

Read Advice From Car Experts At Jerry

card cover

The 7 Best Minneapolis Radio Stations

From public radio and talk radio to an all-sports station, along with rock and new country music stations, here are Minneapolis’ best radio stations.
avatar
Jason Tushinski
card cover

What Car Does Clint Eastwood Drive?

Acclaimed filmmaker and actor Clint Eastwood has owned many prized rides in his life, including a Gran Torino Sport, several Ferraris, and a GMC Typhoon SUV.
avatar
Jason Tushinski
card cover

Top 9 Best Cheap Cars to Modify

You can spend between $3000 and $9000 to find some great cheap cars from the early 2000s to modify.
avatar
Jessie Devine

What Others Are Asking

How do I play music via Bluetooth in a 2009 Ford Fiesta?
I just snagged a sweet used Ford Fiesta after my Focus was stolen from my garage! I like to have some good tunes while I drive, but this Fiesta is pretty old. How do I play music via Bluetooth in a 2009 Ford Fiesta?
avatar
Jason Tushinski
Where is the 2005 Honda CR-V OBD port location?
I’ve been having some issues with my ‘05 CR-V, so a friend of mine lent me her OBD scan tool to help. The only problem is, I can’t figure out where to plug it in! Where is the OBD port located in a 2005 Honda CR-V?
avatar
Kathryn Mae Kurlychek
What’s the best year for a used Subaru Crosstrek?
I’m moving to upstate New York, and I’ve had several people there tell me about Subarus and how great they are in the snow. I’m looking for a used one as a winter car, and to occasionally take camping. What’s the best year for a used Subaru Crosstrek?
avatar
Matt Terzi
Browse All Questions

Browse More Content

Car Repair Resources

Insurance for Your Car

Insurance in Your State

    Insurance In Your City

    Easiest way to compare and buy car insurance

    √
    No long forms
    √
    No spam or unwanted phone calls
    √
    Quotes from top insurance companies
    Find insurance savings
    Car Insurance by Make
    Audi
    BMW
    Dodge
    Ford
    GMC
    Honda
    Hyundai
    Jeep
    Kia
    Lexus
    Mercedes-Benz
    Mitsubishi
    Subaru
    Tesla
    Toyota
    View all
    Car Insurance by Model
    Chevrolet Silverado
    Chevrolet Malibu
    Ford Escape
    GMC Sierra
    Honda Accord
    Honda Civic
    Hyundai Tucson
    Jeep Cherokee
    Jeep Wrangler
    Kia Forte
    Mazda 3
    Nissan Altima
    Subaru Outback
    Subaru Crosstrek
    Toyota Camry
    Toyota Corolla
    Toyota Tacoma
    Toyota Highlander
    Toyota Rav4
    Volkswagen Jetta
    View all
    Car Insurance by State
    AL
    AZ
    AR
    CA
    CO
    CT
    DE
    FL
    GA
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NH
    NJ
    NM
    NY
    NC
    ND
    OH
    OK
    OR
    PA
    RI
    SC
    SD
    TN
    TX
    UT
    VT
    VA
    WA
    WV
    WI
    WY
    Car Insurance by City
    Austin, TX
    Boston, MA
    Charlotte, NC
    Chicago, IL
    Columbus, OH
    Dallas, TX
    Denver, CO
    Houston, TX
    Indianapolis, IN
    Jacksonville, FL
    Las Vegas, NV
    Los Angeles, CA
    Nashville, TN
    New York, NY
    Philadelphia, PA
    Phoenix, AZ
    Portland, OR
    San Antonio, TX
    San Francisco, CA
    Seattle, WA
    View all
    Car Loan by Make
    Audi
    BMW
    Chevrolet
    Ford
    GMC
    Honda
    Hyundai
    Kia
    Lexus
    Nissan
    Mercedes-Benz
    Subaru
    Tesla
    Toyota
    View all
    Car Insurance by Company
    AAA
    Allstate
    Aspire Advantage
    Assurance America
    Bristol West
    Commonwealth
    Dairyland
    Encompass
    Infinity
    Kemper
    Mapfre
    Mercury
    National General
    Nationwide
    Plymouth Rock
    Progressive
    Safeco
    State Auto
    Travelers
    Car Loan by State
    AL
    AZ
    AR
    CA
    CO
    CT
    DE
    FL
    GA
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NH
    NJ
    NM
    NY
    NC
    ND
    OH
    OK
    OR
    PA
    RI
    SC
    SD
    TN
    TX
    UT
    VT
    VA
    WA
    WV
    WI
    WY
    Car Repair by Service
    AC Compressor Replacement Cost
    Battery Replacement Cost
    Fuel Injector Replacement Cost
    Fuel Pump Replacement Cost
    Ignition Coil Replacement Cost
    Oil Change Cost
    Oil Pan Replacement Cost
    Power Steering Fluid Service Cost
    Rotate Tires Cost
    Spark Plugs Replacement Cost
    Timing Belt Replacement Cost
    Valve Cover Gasket Replacement Cost
    Water Pump Replacement Cost
    Wheel Bearings Replacement Cost
    View all