How much does it cost to add my daughter to my car insurance?

My daughter is 16 and just got her license. How much does it cost to add a young driver like my daughter to my car insurance policy?

Answer
Congrats to your daughter! Teen drivers are among the riskiest groups to add to your car insurance because they lack experience and are more likely to be in an accident and file a claim. This means that you can expect your premium to increase by about 44% after adding your daughter to your policy.
This is applicable if your family shares one car. If there are two cars, this figure rises to 58%, and rises with three cars to 62%. The average annual rate for teen drivers is about $2,270.
Even teens with the safest driving histories will pay higher car insurance costs until they turn 25 and have gained more driving experience, thus lowering their risk of an accident. If you want to ensure your teen driver has full coverage insurance without breaking the bank, download the Jerry app. Jerry generates personalized quotes from over 50 of the nation’s leading providers so you can get the best rate. And, it only takes minutes to get quotes!
Wishing your daughter luck behind the wheel!
Matthew Macgugan
Answered on Nov 02, 2021
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