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How much does it cost to add a teenager to my car insurance?

My teen is excited to start driving. I want to make sure they’re safe and covered by insurance, no matter what. How much is it going to cost to add them to our car insurance?

avatar
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“I’m glad you’re
adding your teen
to your policy!
It’s much more expensive to try and get them their own policy because of their inexperience driving and the likelihood of an accident. The increase in policy for adding a teen depends, but it’s usually about a 44% increase in your policy.
Despite that, there are ways to lower the cost. Some insurance companies offer a good student discount, which means if your teen has over a B average, you’ll get a discount on your car insurance.
Additionally, some companies, like
State Farm
, offer discounts to young drivers if they complete a
driver training course
.
Since you’re adding a higher-risk driver, it might be a good time to see if you can find a better rate. You can start comparing rates with the
Jerry
app. Jerry gathers personalized quotes from the top 50 companies in under a minute, delivers the best deals right to your phone.
Good luck having a new driver in your house!”
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