Services
Insurance
Loans
Repairs
Advice
About

How much does it cost to add a son to a car insurance policy?

My son is about to be driving age, and I know that teenagers on an auto insurance policy can be pricey. How much would it cost to add my son onto my auto policy?

avatar
Carlos Kirby · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
The average quoted
car insurance
premium for a male teen driver on his own policy is $2,267 a year, which includes all liability coverage levels. Thankfully, you’ll be adding your son to your policy, which will save everyone money in the long run.
The average cost of a teen added to a parent’s auto policy is around $621, which is a 365% decrease from what he would pay on his own.
Even though teens can be expensive to insure, there are several discounts you can get with him on your policy. If he has above a 3.0 GPA, send in his report card to get a good student discount.
If you have him complete an eligible driver’s education or defensive driving course, you could also get a defensive driving discount.
If you need to find the best rates for a joint policy, the experts at
Jerry
make insurance shopping easy. Jerry collects all of your information from your existing insurer, so you don’t need to fill out long forms.
Choose from competitive quotes from up to 50 top insurance companies and Jerry takes care of the rest—securing your new policy and cancelling your old one.
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings