How much does it cost to add a provisional driver to my car insurance?

My daughter just turned 16 and is (hopefully) getting her learner's permit this month. I want to make sure she's covered while on the road with me. How much does it cost to add a provisional driver to my car insurance?

Answer
When your teen gets their learner’s permit, it is a smart move to add them to your car insurance policy. In most cases, they will not impact the cost of your insurance policy yet.
This is not the case for all insurance companies—some do charge for permitted drivers right away.
If your teen is driving on a vehicle already covered under your plan, you can add them as a provisional driver. Even if the rate stays the same, they will be a covered driver on the policy. Once they have an active license, you will see a premium increase since they will be rated as a youthful operator with no driving experience.
If you are looking to save money on your car insurance premiums when your daughter gets her license, shop for quotes with Jerry. Jerry will compare rates from up to 50 providers in a matter of minutes. The best part? The average Jerry user saves $879 per year on car insurance!
melanie reiff
Answered on Oct 27, 2021
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