How much does it cost to add a driver to my insurance policy?

My son just turned 16, and now has his license. We will be sharing my vehicle, for the time being. How much is it going to cost to add him to my insurance policy?

Answer
Congratulations! Having a child on the road is a big step. But it also can come with a lot of stress, not the least of which is dealing with car insurance premiums.
The cost to add your son to your policy will vary depending on a few factors:
  • Age. Because your son is young, your rates are likely to climb because providers will charge higher premiums for younger drivers.
  • Number of vehicles. If this new driver is also getting a new vehicle, this will change the amount you owe, but you could be eligible for multi-car policies to save money.
  • Your insurance provider. Coverage will be different depending on your provider, so you’ll want to shop around for the best rates.
The best way to compare car insurance rates is by signing up for Jerry. Sign-up takes less than a minute, and Jerry will provide you with up to 50 personalized quotes from top providers. Average users save $879 a year on car insurance!
Rachel Juillerat
Answered on Nov 23, 2021
Rachel Juillerat has her Master's in Publishing & Writing from Emerson College. You can view her work in the Independent, Cupid's Pulse, and the Penmen Review. She has worked in personal finance for five years before transitioning to insurance. She lives in Boston, where she spends her time exploring small New England towns, learning new skills, and napping through her cat's zoomies.
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