How much does it cost to add a car to my insurance policy?

I've had a great year financially and have decided to treat myself with a second vehicle. Probably something sporty. How much does it cost to add a car to my current insurance policy?

Nick Kunze · Answered on Mar 17, 2023
Reviewed by Shannon Martin, Licensed Insurance Agent.
There is no set rate for adding a second car to your insurance policy. The price will depend on a number of factors, but you might be able to save money overall if you take advantage of a multi-car discount.
The cost of insuring a second vehicle will depend on things like:
  • The car’s make
  • The car’s model
  • Your desired coverage level
Before you purchase your new car, ask your insurance company if they offer multi-car discounts. Adding a car to your plan will change your premiums and costs, but a multi-car discount usually allows you to pay significantly less than you would have with two separate policies.
If you want to compare multi-car insurance quotes to find the best rate, use the Jerry app. Jerry compares dozens of quotes from top insurance providers to help you find the most affordable policy to meet your needs. Sign-up is free and takes under a minute.
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