How much does car insurance go up after a heart attack?

How much should my car insurance increase after having a heart attack? I read that heart attacks can make all your insurance bills go up, and I want to make sure it won’t impact my car insurance too much.

It’s true that heart attacks, like any major health problem, can increase your insurance premiums. But the amount your rate increases depends on your condition and your insurer.
In the case of a heart attack, you’ll likely be seen as relatively high risk by your provider—so the increase could be substantial. That being said, try not to worry! You can still use these tips to keep your premium as low as possible:
  • Raise your deductible.
  • Drive safely for a safe driver discount.
  • Track your driving for a good driver discount.
  • Buy a car that’s more affordable to insure.
  • Take a defensive driving course for discounts.
For help finding the best rate for the coverage you need, tryJerry. A licensed broker, the Jerry app can help you find and compare quotes from over 50 top providers for free. If you find a lower premium, Jerry can help you buy your new plan and even help cancel your old policy!
Liz Jenson
Answered on Oct 27, 2021

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