“Congratulations on the new job!
There are a lot of factors that go into the price of car insurance, so your exact amount will vary. That said, finding an average can be easy based on shared traits of other insureds in your area.
Insurance rates are calculated using a number of personal history factors, such as your:
- zip code
- vehicle make and model
- annual mileage
- marital status
- driving record
Because you live in San Francisco, I’ll go over the averages for California
. California is a huge state, so rates do depend on where exactly
The average for California is $2,339, which comes out to about $195 a month.
As long as you have a clean driving record and buy a reasonable car (avoid sport and luxury vehicles), then you’ll likely see your rates close to the average. If you were in a number of accidents in the past, if you’ve never driven before, if you didn’t have insurance for a time, or if you buy a brand new car, you will likely see higher rates.
The best way to budget is to get quotes from a number of companies. Pulling quotes is easy when you use the free Jerry
app. Jerry pulls quotes from the top 50 companies in under a minute and delivers the best deals right to your phone, so you can step away from your budget and start daydreaming about what car to buy.”