A replacement bumper for a 2011 Ford Fusion can cost between $100 and $1,000 depending on the cost of parts, labor, and the extent of the damage.
Before filing a claim, you’ll want to get an estimate for the work from a repair shop to get a better idea of how much the repair bill will be. If it looks like it will cost more than your insurance deductible, then you’ll save some money by filing a claim and having insurance cover the cost of repairs.
However, if the repairs will be close to or less than your insurance deductible, you may not want to file a claim. It may not actually save you any money in this case, and it could end up increasing your insurance rates.
If your Ford Fusion’s insurance rate
is a little lack luster, you can upgrade it quickly and easily with Jerry
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. In just 45 seconds you can start comparing rates on the coverage you want to find the best deals. MORE: How to decide if you need a bumper-to-bumper warranty