How much coverage do I need on my truck in North Dakota if it's my secondary vehicle?

I just got a new job, and they gave me a company car. I still want to keep my truck for off-roading and hunting trips. If I live in North Dakota, how much car insurance coverage do I need?

Apr 28, 2021
Answer provided by
Eric Schad
Answered at Apr 28, 2021
“While getting only the state-minimum liability insurance isn’t recommended, you may be able to get away with it if you’re a confident driver and you won’t operate your truck too much.
North Dakota’s minimum required liability coverage is 25/50/25, its minimum uninsured/underinsured motorist coverage is 25/50, and its minimum personal injury protection (PIP) limit is $30,000.
North Dakota, in particular, has some of the lowest rates in the country for minimum-level insurance. If you want more coverage, you can up your liability limits and it won’t cost you that much more.
Make sure to check car insurance quotes online to ensure that you don’t overpay for liability insurance.”
Liability CoverageCar Insurance

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