How much coverage do I need on my truck in North Dakota if it's my secondary vehicle?

I just got a new job, and they gave me a company car. I still want to keep my truck for off-roading and hunting trips. If I live in North Dakota, how much car insurance coverage do I need?

Answer provided by
Eric Schad
Answered on Apr 28, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
“While getting only the state-minimum liability insurance isn’t recommended, you may be able to get away with it if you’re a confident driver and you won’t operate your truck too much.
North Dakota’s minimum required liability coverage is 25/50/25, its minimum uninsured/underinsured motorist coverage is 25/50, and its minimum personal injury protection (PIP) limit is $30,000.
North Dakota, in particular, has some of the lowest rates in the country for minimum-level insurance. If you want more coverage, you can up your liability limits and it won’t cost you that much more.
Make sure to check car insurance quotes online to ensure that you don’t overpay for liability insurance.”

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