How much coverage can I expect to get for my solar panels in FL?
"I'm a Florida resident and I’m in the process of installing solar panels on my roof. I want to insure the panels under my homeowners policy. How much coverage can I expect to get from insurance companies that operate in Florida?
Answer provided by
Answered on Apr 09, 2021
“Solar panels, which are generally considered to be permanently attached to the property, should be covered under a standard homeowners policy without an endorsement (a change or addition to the standard policy). However, that also means the same coverage limits, deductibles, and exclusions would apply.
In many cases, you would not require separate insurance for the solar panels, but you may need to adjust your limits to make sure that you have enough coverage. Talk with your agent about your coverage limits, what perils are excluded under your policy, and what other coverage options available so that you can make the right choice for your specific situation.
Also keep in mind that many solar panels come with the option to purchase a manufacturer’s warranty, which will provide coverage that is excluded from your homeowners policy! “
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Browse by topics
What others are asking
What kinds of belongings does home insurance cover in case of theft?
I was the victim of a home robbery previously when I didn't have insurance. I don't want to experience that again. What items does insurance protect against theft?
Mar 02, 2021
Do I still have to pay if I have a car loan and the engine gives out?
I was driving my vehicle that I financed when all of the sudden, the engine just blew up. Do I still have to pay for the car loan?
Apr 27, 2021