PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
How much car insurance do I need for an old vehicle in Rhode Island?
"I'm 25 years old and drive a 20-year-old car. I was previously on my dad's policy. He had high limits of $100,000/$300,000.
Do I need that much coverage on my own policy? I can't spend a lot on insurance. "
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“In Rhode Island, the
minimum car insurance required
is $25,000/$50,000 for bodily injury. This means that you only have to have this much coverage to legally drive on the road.If you can’t spend a lot of money on insurance, you may need to stick with the
minimum coverage auto insurance
for the time being. Once you are able to afford more, you can raise your coverage.WIth that being said, it’s usually recommended that every driver carry higher limits than the state minimums. If you can afford to raise your coverage limits, you should.
The best thing for you to do is to look at a variety of car insurance carriers. You can request
car insurance quotes online
to determine what level of coverage you can afford with each carrier. If you’d rather leave the hard work of gathering quotes to someone else, use
Jerry
. This free app can collect quotes from up to 45 top insurance companies in seconds!“
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
