How much car insurance coverage do I need on a 2017 Nissan Rogue?

Currently, I'm looking at a 500/750/500 liability policy, collision and comprehensive with a $500 deductible, and a 300/300 uninsured motorist policy. I also want to be as frugal as possible. Is this enough coverage or is it too much?

“If you’re worried about protecting your investment, you should definitely get comprehensive coverage and collision coverage. However, you can save money by raising your deductible to $1,000 instead of $500 if you can afford to pay the $1,000 out of pocket.
Your liability coverage may be a bit too high unless you live in an affluent area. A 250/500/250 liability policy should do the trick, or even a 100/300/100 policy.
As far as your uninsured motorist coverage goes, these limits might be just right considering the high cost of medical bills.
Use the free Jerry app to shop for car insurance, and you should be able to find the coverage you need at a price you’ll love.”
Eric Schad
Answered on Apr 28, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.
Let Jerry’s experts help you find savings on your car insurance!
No long forms or spam · Get quotes from 40+ carriers
Find insurance savings (100% Free)
4.7/5 Rating on App Store

Read advice from car experts at Jerry

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings — it's 100% free