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How much can I get from a car title loan?

I need to replace some shingles on my roof before winter starts, but I’m a bit short on cash. The project is expensive, and I’m considering a car title loan to help cover the cost. How much can you get with a car title loan?

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Jack Walsh · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Getting the roof repaired before winter sets in is a wise decision that can protect the value of your home. If car title loans are legal in your state, expect a title loan to provide you with 25% to 50% of your car’s value.
The amount offered by a car title loan can vary between lenders, so shop around and compare offers from multiple loan providers. Keep in mind that car title loans put you at risk of losing your vehicle, have strict terms, and often have high annual percentage rates (APR). As a result, a low-interest credit card or personal loan may be safer options.
If you take out a loan, you may want to find other ways to save cash for the loan repayment. If you want to save money on
car insurance
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