How many times can I transfer my insurance to another car?

Is there a limit on how many times I can transfer my insurance? I bought a new car from the dealership and after the first time I updated the policy, I found out that the dealer gave me the wrong VIN. So after I fixed that, I found out that I can get a better deal with a car of a different color. Can I transfer my policy again? And is there a limit on how many times I can transfer it?

Yes, you can transfer your policy as much as you need to! Most of the time, these are easy changes to make online or via your provider’s mobile app. In this case, I suggest calling your agent directly.
Since there have been so many changes in a short period of time, here are some things to look out for:
  • Is the effective date of your change correct?
  • Do you have the correct ID card?
  • Is the right finance company listed on the paperwork?
  • Do you have the exact coverages you need?
These are little errors that can cause big trouble at the dealership when you arrive to pick up your car—so it’s good to ensure that everything is in order ahead of time!
One company that handles updates like this with ease is Jerry. Not only does Jerry shop low insurance rates with over 50 insurance companies, meaning that you can make sure you’re getting the best rate possible, but we also have excellent customer service. Any questions or updates can be made by texting an agent through the app. They’ll make any updates you require and then respond immediately. It’s that simple!
Best of luck with changing your policy—hopefully everything goes smoothly!
Shannon Martin
Answered on Oct 25, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.

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