How many months can you get a car loan for?

I’ve been shopping around for a new vehicle. I’ll need to take out a car loan to afford it, but how many months can you get a car loan for?

Shopping for a new vehicle is exciting, and typically, you can get a car loan for anywhere from 24 to 84 months, depending on the lender.
You’ll want to shop around with multiple lenders to see what each is willing to offer. When shopping around, you should consider looking at offers from:
  • Local and national banks
  • Credit unions
  • Online lenders
On average, most people opt for a 60 to 72-month loan term. However, shorter loan terms are often better, as having a longer loan term means:
  • You’ll pay more in interest
  • Are more likely to have an upside-down car loan
  • Are more likely to default on the loan
Finally, before you can bring your new vehicle home, you’ll need car insurance. If you’d rather leave the hard work of gathering quotes to someone else, use Jerry.
The Jerry app can collect quotes from 50+ top insurance companies, like Travelers, Nationwide, and Progressive, in seconds! They even help cancel your old policy once you’ve made your pick.
Jack Walsh
Answered on Dec 08, 2021
Jack is an insurance specialist and writer living in Buffalo, New York. He has a BA from Union College and worked as an insurance agent with Jerry before joining our content team. He enjoys using data and research to break down complex subjects and convey a story. In his spare time, Jack enjoys cycling, cooking, and exploring Buffalo’s beautiful waterfront.

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