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How many months can you get a car loan for?
I’ve been shopping around for a new vehicle. I’ll need to take out a car loan to afford it, but how many months can you get a car loan for?
Jack Walsh · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Shopping for a new vehicle is exciting, and typically, you can get a
car loan
for anywhere from 24 to 84 months, depending on the lender. You’ll want to shop around with multiple lenders to see what each is willing to offer. When shopping around, you should consider looking at offers from:
- Local and national banks
- Credit unions
- Online lenders
On average, most people opt for a 60 to 72-month loan term. However, shorter loan terms are often better, as having a longer loan term means:
- You’ll pay more in interest
- Are more likely to default on the loan
Finally, before you can bring your new vehicle home, you’ll need
car insurance
. If you’d rather leave the hard work of gathering quotes to someone else, use Jerry
. The Jerry app can collect quotes from 50+ top insurance companies, like Travelers, Nationwide, and Progressive, in seconds! They even help cancel your old policy once you’ve made your pick.
View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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