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How many days do you have to file a car insurance claim?

Someone side-swiped me yesterday. I got their insurance information, but I haven't called my insurance yet. How many days do I have to file a claim?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
The amount of time you have to
file a car insurance claim
depends on your insurance provider.
Most car insurance companies state that you must submit a claim promptly or immediately. Since the accident occurred yesterday, call them as soon as possible.
In most cases, you have at least 30 days to submit a claim. The longer you wait can increase the chances of your insurance
denying your claim
. For the sake of convenience, you can often submit your claim online or through your company’s mobile app.
Should your rate increase after filing your claim, try
Jerry
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