How many days do you have to file a car insurance claim?

Someone side-swiped me yesterday. I got their insurance information, but I haven't called my insurance yet. How many days do I have to file a claim?

Answer
The amount of time you have to file a car insurance claim depends on your insurance provider.
Most car insurance companies state that you must submit a claim promptly or immediately. Since the accident occurred yesterday, call them as soon as possible.
In most cases, you have at least 30 days to submit a claim. The longer you wait can increase the chances of your insurance denying your claim. For the sake of convenience, you can often submit your claim online or through your company’s mobile app.
Should your rate increase after filing your claim, try Jerry. Jerry will generate competitive quotes from top providers in less than a minute. Jerry gathers your information from your past insurer, so you’re not responsible for any long forms or phone calls. Basically, you get all of the savings and coverage with none of the hassle.
Emily Maracle
Answered on Oct 19, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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