How many car note payments can you miss before they repo your car?

"How many car note payments can you miss before the lender repossesses your car? I just got laid off from my job and I'm not sure how I'm going to make payments until I find a new job."

“Most lenders wait either 60 or 90 days before they being the repossession process. So even if you don’t make the payments for that long, the lender isn’t going to repo your new car until after that time frame.
Don’t let it get to that. Instead, call your lender immediately. You might be surprised how willing they are to work with you on payments, especially if you lost your job.”
Eric Schad
Answered on Jul 28, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.
Let Jerry’s experts help you find savings on your car insurance!
No long forms or spam · Get quotes from 40+ carriers
Find insurance savings (100% Free)
4.7/5 Rating on App Store