How long will it take to get a car loan?
I need a car for work which starts sooner than I expected. How long is it going to take to get a car loan so that I can get this car and be ready for work?
Finalizing a car loan can take anywhere from one day to a few weeks. Dealerships and online lenders tend to be faster than banks or credit unions, although the timeline can vary depending on the lender and your personal circumstances.
The process may be slower if:
- You apply on the weekend or in the evening
- Your application is missing required documents
- You don’t meet your lender’s eligibility requirements (income, credit score, etc.)
In order to get a car loan, you will also need to buy car insurance. You can compare insurance quotes in under a minute when you download the Jerry app. Once you find the best rate, Jerry can take care of all the paperwork to get you quickly signed up for a new policy.
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