How long will it take for me to get an insurance check for my totaled car?

I was in an accident last week that totaled my car. I need a car to get around, but I'll need my insurance check before I can purchase a new one. How long will it take to get a check for my totaled car?

Answer
I’m sorry to hear about your accident! The time it takes to pay out a claim depends on the severity of the accident and the policies of the involved car insurance companies. On average, it takes one week to one month for an insurance company to pay out a claim.
The process will likely move faster if:
  • The accident was straightforward
  • It’s clear who was at fault
  • You were at fault but you have collision coverage (meaning that you only need to deal with your own insurance company)
If the other driver was at fault and you’re waiting for their insurance company to pay, check your policy for rental reimbursement coverage or see if they’ll cover a rental car until you receive your payout.
While waiting for your insurance check is a drag, now is a great time to review your options for car insurance! Consider shopping around for insurance quotes with the Jerry app. Jerry finds the best insurance rates for the coverage you need from over 50 top providers.
Emily Maracle
Answered on Nov 16, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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