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How long will a DUI stay on my driving record in Michigan?
I was convicted of a DUI several years ago and I’ve been paying insurance rates in Michigan that are more than triple what my partner is paying. When will the DUI be cleared from my record so my insurance rates can return to normal?
Andrea Barrett · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Insurance rates often skyrocket with a DUI on your record, so I understand your frustration. In
Michigan
, an OUI (operating under the influence) conviction will stay on your record for life but the points expire in two years.The extent of penalties depends on the number of prior convictions in the past seven years. Once you have an OUI charge on your
driving record
, you’re classified as a high-risk driver
and subject to increases in your insurance premium to compensate for an increased risk of claims compared to the average driver.The
auto insurance
company you choose will also be required to file an SR-22
on your behalf as confirmation that you hold the state-mandated minimum insurance.View full answer
- Gregory R.
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