How long should you keep car insurance policies?

I've been with my current car insurance company for three years. Someone said that the longer you keep your insurance policy, the better your rate will be. Is this true? How long should you keep your insurance policy?

Some car insurance companies give loyalty discounts for staying with them over a set period of time. However, many companies offer a discount when you’ve been insured continuously, regardless of whether it was with the same insurer or not.
Most experts agree that you should shop around for car insurance at every renewal, whether that is every six months or one year. By waiting until your renewal, you will:
  • Avoid cancellation fees
  • Ensure the quotes you are receiving reflect your current information
You can shop around by requesting car insurance quotes from multiple companies or try Jerry. Jerry is a car insurance comparison app that gives you the best insurance policies from top providers. Jerry makes it easy to shop around for insurance and always finds the best rate.
Emily Maracle
Answered on Nov 16, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.

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