Services
Insurance
Loans
Repairs
Advice
About

How long is it to get a car loan?

I need a car pronto, but I can't afford it on my own—I'll also need a car loan. How long does it take to get a car loan, from start to finish?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m happy to say that getting approved for a
car loan
is surprisingly quick and easy! If you have all of your documentation in order and fit the necessary criteria, you may get approved in a few minutes to a few hours. After approval, receiving the funds may take between one to five business days.
When you apply for a car loan either in-person or online, having your documentation ready will save you time. Make sure you have:
  • Proof of income
  • Proof of residence
  • A valid ID
  • Method of down payment (if applicable)
  • Vehicle information, such as the VIN
  • Banking history
  • Any information needed to pull your credit
  • Proof of insurance
Most of these things take only a few minutes to gather. If you want to get proof of insurance quickly and easily, use the
Jerry
app! We’ll get you customized quotes from different top-of-the-line providers, so that all you have to do is pick the plan that works best for you.
Good luck with the loan, and hope everything goes quickly!
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings