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How long does the DMV keep driving records?
I’m looking for a new car insurance policy, but no matter where I get quotes, it seems expensive. My friend suggested getting my driving record from the DMV to see what’s on it. But how long will the DMV keep driving records?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
If you’ve noticed a rise in your
car insurance
premium and can’t pinpoint the reasoning behind it, getting your driving record is important. The good news is that the DMV keeps driving records for three years, although some offenses may stay on it for longer (e.g., reckless driving or DUI).Since most car insurance companies look back at your record for three to five years, your DMV record may shed some light on why you’re paying so much. However, other things factor into your car insurance rate too, including:
- Car make and model
- Age
- Marriage status
- Homeowner or renter
- Zip code
- Mileage per year
- Credit history
If you’ve noticed a sizable increase in your car insurance since your last renewal, several factors could be at play. But instead of getting frustrated, cut out the hassle and shop around with the
Jerry
app.Jerry is a free car insurance comparison tool that will collect quotes from over 50 top-rated insurers in minutes. After you find a great rate, Jerry can help you buy new insurance and cancel your old policy. Users save an average of $887 per year.
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- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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