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How long does it take to refinance a car?

Does it take a long time to refinance a car? I’m really busy with work and school right now, but I’m sure that I could get a better rate on my car loan if I refinanced. I just need to know how much time I should budget for it.

avatar
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
It can take anywhere from one day to two weeks to refinance a car, depending on the extent of the research that you do and the lender you choose.
You’re probably picturing loads of paperwork and carving a bunch of hours out of your busy schedule, right? That’s how it used to be. But with
Jerry
, the auto loan refinancing process is faster and easier than ever!
It only takes about 10 minutes to complete the process and you can do it entirely from your phone. And did we mention that Jerry customers lower their monthly payments by an average of $118 per month?
MORE: Does refinancing a car hurt your credit score?
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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