How long does it take to lower my car insurance?

I was in an accident when I was younger. I was drinking and driving and got a DUI. Thankfully, no one was hurt, but my insurance has been expensive for years. I've been sober ever since, going on two and half years now. How long do I have to wait for this mistake to go away?

Answer
Congratulations on your two and half years of sobriety!
Insurance generally holds onto DUI’s for 3 to 7 years. Each state has different laws regarding these points on your record, as well as laws for at-fault violations.
After a DUI, insurance rates rise 80% on average. It means car insurance, required legally to drive, is expensive. But, there are ways to find more affordable insurance until your rates decrease.
Try using the Jerry app. Jerry compares personalized quotes from up to 50 top insurance companies, including Nationwide, Allstate, and Tarvelers, and delivers the best deals to your phone in minutes for free. The average Jerry driver saves $879 a year on car insurance!
Lauren Smith
Answered on Oct 29, 2021
Lauren has written for World Nomads, the Matador Network, Korvia Consulting, and once upon a time Three Fates Games. She graduated from Columbia College of Chicago with a BFA in Creative Writing. After graduating, she moved overseas and lived in South Korea where she spent her free time traveling and going on road trips with friends. She misses the rest stop potatoes and is trying to figure out how to recreate them at home. She's now based outside of Chicago and when she's not writing she spends her free time reading, playing video games, and exploring whenever she can.
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