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How long does it take to get a car loan from start to finish?

I'm currently without transportation, so I'm itching to get a new car. How long does the car loan process take from start to finish?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
You can most likely get approved for a
car loan
 in as little as a week from most lenders. If you’re a borderline case, a car loan can take a bit longer—sometimes up to a few weeks.
However, a lot of other aspects factor into how long it takes to get a car loan, such as:
  • Presenting the documentation for acceptance (proof of income, proof of residency, proof of insurance, etc.)
  • Selecting the car you want
  • Shopping around for the right loan rates
  • Whether you’re buying from a private seller or a dealer
If you want to streamline the process, make an overall budget first, shop around for the best rates, and decide on a budget-friendly car ahead of time. You should also look for
car insurance
 before signing on to the loan, as you’ll need to have it before you can leave with your new ride.
Need car insurance? Use the
Jerry
 app to compare rates from over 50 insurers and find the best price for the coverage you need.
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