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How long does it take for insurance to repair a car?

My son got into an accident recently and his car needs some repairs. He's driving my car for now, but we can't do that forever! How long will it take for insurance to repair his car so I can get mine back?

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Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Oh, no—we hope no one was hurt in the accident! How long it will take to repair your car depends on the garage you choose, your insurance provider, and the damage.
If your son’s claim is pretty small or basic (a glass replacement claim, for example), it will only take a week or two for his car to be back in commission.
If an insurance adjuster needs to take a look at his car, that could slow down the process a bit, as you’ll have to wait for a couple of days for an appointment.
Using an auto body shop that is approved by or affiliated with your insurance will make the process go faster. Sometimes you’ll get a discount, too.
You can contact your son’s insurance provider to learn which repair shops work best with his insurance and
how much
you can expect to pay to have the vehicle fixed.
Generally speaking, the greater and more complex the damage, the longer the process will take. Complicated claims can take weeks to repair when factoring in wait times and scheduling delays.
Your son can keep driving his car if it’s safe, but make sure that he isn’t causing any preexisting damage to worsen by doing so. When in doubt, consult a mechanic.
Since your son just got into an accident, his insurance premium will likely go up. But you can use the
Jerry
app to find cheaper insurance. Jerry will gather competitive quotes from top insurance providers, switch your policy, and even help cancel your current policy for you—for free.”
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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